512
Others
Boeing’s CEO’s

This connects to several posts on what CEOs should be paid and why ? But...

511
Tata saga
Chapter 3: Sterling Cellular Grabs Delhi leaving Ratan Tata broken

Chapter 3: By 1994, JRD Tata had passed on. Ratan Tata struggled to manage the...

510
Learning’s
How the JAMUNS are warning us

Such observations are thought provoking. Now even scientists are saying that we are heading for...

509
AI
Q4B: to continue from my last post

Q4B: to continue from my last post: https://lnkd.in/g8vqnFVi * on what India is doing to...

508
AI
Q4A: to continue from my last post

Q4A: to continue from my last post: https://lnkd.in/g4J_W4tz *how will India compete with USA and...

507
AI
Q4: this is from one of the top ai reporters from Silicon Valley

Q4: this is from one of the top ai reporters from Silicon Valley * you...

506
AI
Q3 : again from Charles Assisi

Q3 : again from Charles Assisi *You noted that TCS historically ran a massive volume-based...

505
AI
Q2: cash on books

A leading media channel called to check if I would be open to a debate...

504
AI
Q1 from Charles Assisi

I will take a hundred journalist questions on ai in June. Some of these are...

503
Social ventures
Aatmanirbharta Needs Patient Capital

Dipak Gupta usually has a sharp, well researched narrative. As Chair of the largest private...

501
AI
Argentina Moves to Legalize “Non-HumanCorporations” Run by AI

A few months ago I had shared a post on how an ai was doing...

500
Uncategorized
Most Profitable Banks in India

In the banking industry, profitability is an accountants opinion. The figure stated is an illusion....

499
Events
Super 1000. What matters ? And what doesn’t ? Have most IITians wasted their IIT degrees ?

Super 1000. What matters ? And what doesn’t ? Have most IITians wasted their IIT...

498
IIT Alumni
Super 1000

Super 1000. Augmenting human intelligence faster than ai. Batch One to start academic year 2026-27....

497
Deeptech
Adani Power just overtook Infosys in market cap.

Adani Power just overtook Infosys in market cap. A thermal power producer is now worth...

496
Uncategorized
Builders of a new India #2

Builders of a new India #2Deendayal Shodh Sansthan is a rural transformation catalyst like no...

495
Startup’s
Luckin coffee

Luckin coffee effect in India. Is a coffee shop about coffee or is it about...

494
Public policy
Delhi Gymkhana Club

Right to property is not a fundamental right. And there is misuse of the lease...

493
AI
Spectacles have not changed for three hundred years.

Spectacles have not changed for three hundred years. First lenses were made from glass by...

492
IIT Alumni
Megaspheres

Till now, it was salesmen who dominated the AI narrative. All kinds of goods from...

491
IIT Alumni
MegaSpheres

In April 2025, the IIT Alumni Council presented MegaSpheres to the Boards of some of...

490
Events
Niti Aayog on Ease of Doing R&D

It doesn’t matter what subject.Every single govt report is an attempt by a bureaucrat to...

489
Hdfc saga
HDFC Saga Continues

HDFC Saga ContinuesCitibank Playbook 101: what cannot be done directly, figure out a way to...

488
AI
The Pope has come up with a 38,000 word encyclical on Ai.

The Pope has come up with a 38,000 word encyclical on Ai. Here is the...

487
Tata saga
Breach of Trusts

The Indian Trust Act needs a major and emergency overhaul. Right now it is no...

486
Transport
Air India

Air India cannot be turned around !!! Period. Every problem does not have a solution....

485
Tata saga
When you reset your diversity, what do you do with the old lot

Restoration of cultural diversity is very very hard once a monoculture gets control. It is...

484
Current affairs
No need to rush — I know exactly how far to go

A political cartoon reportedly circulating in Chinese media says more about global power perception than...

483
Current affairs
What is the end game with Pakistan ??

What is the end game with Pakistan ??It is a question without any clear answer....

482
AI
The world’s First Mechanical Computer

To get to matching the human brain, we need about a million times of the...

481
AI
Sir Chris Hohn

Sir Chris Hohn is betting pretty much everything he has on three core areas –...

480
Current affairs
The Cockroach Janta Party

It is so easy to criticize, but real challenge is in finding practical solutions that...

479
Current affairs
Raghu Rai will never die because photographs outlive us

Raghu Rai will never die because photographs outlive us. The moment will go but the...

478
Current affairs
The Cockroach Janta Party

The Cockroach Janta Party can go way beyond a joke if not curtailed. We have...

477
Others
The Great Consumption Shift

The havoc caused by cybercrime, rupee export and illegal retailing is crippling our economy. And...

476
IIT Alumni
World Wisdom Forum

The main commonwealth stadium in New Delhi can easily host 150,000 people. By adding the...

475
Current affairs
Who will judge the judges ?

Who will judge the judges ? And what are they here to judge ? What...

474
Tata saga
What not to do is often a more important decision

Most management thought is focused on “what to do ? How to do ? When...

473
AI
AI seems to have a bias ?

AI seems to have a bias ? Who is inducing this bias and how ?...

472
IIT Alumni
The IIT Alumni

The IIT Alumni Change Leaders Meet at Kimaya Restaurant in Pune on Sunday concluded with...

471
Tata saga
Tata portfolio needs fundamental correction

Undoing what the current Tata leadership has done is neither easy. Nor fully reversible. The...

470
Tata saga
Chairman of Tata Trusts has to be Chairman of Tata Sons.

Let us get to the crux of the Cyrus Mistry fiasco and understand why it...

469
Tata saga
85% of Tata Sons income is from TCS

There is nothing ethical about how shares are sold to the public in a India....

468
Tata saga
TCS shares were pledged to raise loans

Citibank was THE havala bank of India. The who’s who of India send money abroad...

467
Tata saga
Why was TCS spun out of Tata Sons?

To understand the why, one has to step back to 1991 – the year when...

466
Tata saga
TCS was not a normal delivery for mother Tata Sons

To understand Tata Sons and the genesis of its current condition, one has to understand...

465
Deeptech
NVIDIA is abandoning centralized AI factories as core driver of growth

cc— and it is adding an alternate layer: distributed inference and edge AI infrastructure. The...

464
Environment
Tidal Lagoon Power Plants can be a critical part of building climate change resilience

Perpetual, India’s leading player in energy transition to nano nuclear, agro voltaics, ocean wave, clean...

463
Tata saga
AIF is the only structure for Tata Sons Pvt Ltd

If one does a careful analysis of the various issues involved in the Tata discord,...

462
Tata saga
Tata Sons as a category 2 AIF

The current state of Tatas is the result of poor professional advice and a malafide...

461
Environment
The most efficient way to bathe is in a flowing river

The most efficient way to bathe is in a flowing river. Without soap. Or oil....

460
Tata saga
House of TATAS

Tata is India. And if the Tatas go down, it would be akin to sovereign...

459
Current affairs
No Degree? No Advice on Social Media

Regulators need to stop influencers who may be acting for bad players. A classic case...

458
Current affairs
Corporate India on Investment Strike

The “Investment Strike”: Why India Inc. is Staying on the Sidelines 🇮🇳. Investment is at...

457
Uncategorized
Few know that all states don’t have the same governance

Few know that all states don’t have the same governance. In fact Gujarat, MP and...

456
Deeptech
Hindustan Zinc

Marwari model of mismanagement vs the Tata model of getting mismanaged. The resilience of both...

455
Social ventures
Cluster Network

One district one product: FailedCluster manufacturing: FailedSEZ mfg : yet to succeed. If we look...

454
Energy
Tata finale

Tata finale. It’s not about a meeting or about a law. It is about survival....

453
Learning’s
Learning vs Teaching

Learning vs TeachingDiscovering vs InventingRealising vs being instructed. Deep in the interiors of the tribal...

452
Events
The occasion of Ma Sita’s birthday

On the occasion of Ma Sita’s birthday, I was at the Sati Anusuya Ashram. This...

451
Learning’s
The Higher Education model in India is broken

The Higher Education model in India is broken. And this time, it is NOT the...

450
Environment
Water water everywhere But not a drop to drink

Water water everywhere. But not a drop to drink. My interaction with water warriors has...

449
Environment
Padma Sri awardees are usually a delight to be with and learn from

Padma Sri awardees are usually a delight to be with and learn from. Last week...

448
AI
Delhi Chapter : IITK Alumni Association

Is India on the right path in ai ? This was my question to the...

447
Social ventures
The Chaat Party

38 years ago, a Chaat party united a fraternity and created a movement – the...

446
Social ventures
The House of TATA

Who owns a Trust ? Who actually owns the Tata Group shares ? More important...

444
AI
The Systemic Risk to the Indian Economy

Ai is not going to disrupt the Indian economy in the next 36 months. But...

443
Social ventures
The Aravalli Biodiversity Park

The Aravalli Biodiversity Park, the Yamuna Biodiversity Park and five others in and around New...

442
Social ventures
River Rejuvenation

River rejuvenation has a new role model in the making – the Mandakini river in...

441
Social ventures
Daiki Axis

Reinventing water and sanitation is not easy. As a country, we haven’t even tried. We...

440
Deeptech
Google breaks all records

Google and Meta evade over Rs 100,000 crores of GST and over Rs 75,000 crore...

439
Social ventures
No more deposits in private banks

I actually think this is a very good step. When HDFC goes down or if...

438
Social ventures
TATA Docomo

Even to be a sweeper in the municipality or a Daroga in the police you...

437
Social ventures
Chitrakoot could be the most visited religious place on the planet.

In under ten years Chitrakoot could be the most visited religious place on the planet....

436
Social ventures
Bernstein recently put out a research on India

Bernstein recently put out a research on India. What this well made research document shows...

435
Social ventures
The Rejuvenation of Mandakini river in Chitrakoot

The rejuvenation of Mandakini river in Chitrakoot is set to establish a new benchmark not...

434
Environment
Atri Ashram near Khajurao

My visit to the Atri Ashram near Khajurao was kind of transformational in impact. Rishi...

433
Partition saga
A 1946 document was affixed with Ashok Chakra

Whilst I was researching the Partition, I came across an interesting document in microfilm form....

432
Partition saga
Chapter 5H: Nehru went about destroying his competitors

Chapter 5H: Nehru went about destroying his competitors. BN ducked out of view. His business...

431
Partition saga
Chapter 5G: the final blueprint for the division of India was drawn in London in December 1946

Chapter 5G: the final blueprint for the division of India was drawn in London in...

430
Uncategorized
Chapter 5F: Then tragedy struck. And Subhash Chandra Bose met with an air accident

Chapter 5F: Then tragedy struck. And Subhash Chandra Bose met with an air accident. He...

429
Partition saga
Chapter 5E: Lord Wavell was Commander in Chief of the British Army in India from 1941-43

Chapter 5E: Lord Wavell was Commander in Chief of the British Army in India from...

428
Uncategorized
Chapter 5D: as the worlds attention was primarily drawn to the group “Others”

Chapter 5D: as the worlds attention was primarily drawn to the group “Others” which was...

418
Partition saga
Chapter 5C: Before we move into the final 30 month lap (15.2.45 to 15.8.47) of a 90 year movement from 1857-1947

Chapter 5C: Before we move into the final 30 month lap (15.2.45 to 15.8.47) of...

417
Partition saga
Taxology India

A few months ago I had shared a post that it just didn’t make sense...

416
Partition saga
Chapter 5B: Whenever a powerful job is to be decided, you have speculation

Chapter 5B: Whenever a powerful job is to be decided, you have speculation. Just like...

415
IIT Alumni
President and Chief Volunteer

The idea of expanding the ESG framework to ESGG by adding goodness as a fourth...

414
Partition saga
The Partition Saga Part 5

The final 30 month lap to departure of the British and the imposition of self...

413
Partition saga
Chapter 4G: Subhash Chandra Bose had reported from German intelligence that the Aga Khan was lobbying for partition of India

Chapter 4G: Subhash Chandra Bose had reported from German intelligence that the Aga Khan was...

412
Partition saga
Chapter 4F: unknown to Bose or BN

Chapter 4F: unknown to Bose or BN – someone was plotting to eliminate them. BN...

411
Partition saga
Chapter 4E: On March 23, 1940

Chapter 4E: On March 23, 1940 – as BN and Subhash Chandra Bose were locked...

410
Partition saga
Chapter 4D: Writing a constitution is one thing

Chapter 4D: Writing a constitution is one thing. Implementing it is another. As India’s march...

409
Partition saga
Chapter 4C: The art of a deal. Beyond money is power

Chapter 4C: The art of a deal. Beyond money is power. And beyond power ?...

408
Uncategorized
Chapter 4B: “Freedom is not the destination

Chapter 4B: “Freedom is not the destination. It is a pre requisite for economic progress...

407
Partition saga
As world headed to the bloodiest of all wars – World War II

As world headed to the bloodiest of all wars – World War II – the...

406
Partition saga
Chapter 3F: His Holiness had assumed that all Muslims would want an independent Muslim nation

Chapter 3F: His Holiness had assumed that all Muslims would want an independent Muslim nation....

405
Partition saga
Chapter 3E: His Holiness understood the power of privileged networks

Chapter 3E: His Holiness understood the power of privileged networks. He had learned the ways...

404
Partition saga
Chapter 3D: The Aga Khan was the most socially astute of the three

Chapter 3D: The Aga Khan was the most socially astute of the three. He was...

403
Partition saga
Chapter 3C: For close to ten years, I saw this gate every school day

Chapter 3C: For close to ten years, I saw this gate every school day. It...

402
Partition saga
Chapter 3B: Concurrent to the concept of democracy

Chapter 3B: Concurrent to the concept of democracy was that of a joint stock company...

401
Partition saga
By 1921, the three groups – BN, AK and Others had taken positions

By 1921, the three groups – BN, AK and Others had taken positions. It was...

400
Partition saga
Chapter 2F: The period between the two World Wars is not when independence was won

Chapter 2F: The period between the two World Wars is not when independence was won....

399
Partition saga
The Partition Saga part 2

Chapter 2E: The Kumbh 1921 was a crazy hit. Ten million people attended the Ardh...

398
Partition saga
Chapter 2D: The war ended sooner than expected

Chapter 2D: The war ended sooner than expected. The wildcard entry of USA was a...

397
Partition saga
Chapter 2C: When millionaire genius’s compete

Chapter 2C: When millionaire genius’s compete – it is a fight between unequals. Beyond money...

396
Partition saga
Chapter 2B: Aga Khan and Basheshwar Nath were friends of the British

Chapter 2B: Aga Khan and Basheshwar Nath were friends of the British. So much so...

395
Partition saga
Chapter 2: Once the idea of an independent Muslim nation had been conceived

Chapter 2: Once the idea of an independent Muslim nation had been conceived – the...

394
Partition saga
Chapter 1D: Aga Khan III had made up his mind by 1933

Chapter 1D: Aga Khan III had made up his mind by 1933 that the only...

393
Partition saga
Chapter 1C: Aga Khan II succeeded his father in 1881

Chapter 1C: Aga Khan II succeeded his father in 1881. His Imamate was short lived....

392
Partition saga
Chapter 1B: Two titans fought

Chapter 1B: Two titans fought. One was a merchant of war, one of God. The...

391
Partition saga
The Partition Museum in Amritsar and its second phase in New Delhi

The Partition Museum in Amritsar and its second phase in New Delhi have got prominent...

390
Partition saga
Amritsar is the city on the cusp of change

Amritsar is the city on the cusp of change. Not only can it beat Mahakal/Ujjain...

389
Social ventures
A common set of bad actors seem to be in control of these organisations

Tatas, SBI, HDFC, L&T, Axis, ILFS, ICICI.A common set of bad actors seem to be...

388
Social ventures
Startup ecosystem

In the last 100 days, 10 new cities have joined the Startup ecosystem. Three new...

387
Social ventures
The battle for cultural diversity

The battle for cultural diversity. And the role of the seniormost Tamilian – Venu Srinivasan....

386
Uncategorized
Digital Rupee Bank

https://www.youtube.com/watch?v=WpdWZLY88lA Digital Rupee Bank India’s chance at Global retail bank leadership Bitcoin is probably the...

385
Hdfc saga
Chapter 14D: Citibank ecosystem

Chapter 14D: Citibank ecosystem used basic principles derived from the Morgan Stanley mutual fund scam,...

384
Current affairs
Chapter 14C: Judicial Reform in india

Chapter 14C: one simple step can clean up Indian judiciary overnight. Before joining as a...

383
Hdfc saga
Chapter 14B: Just about three months ago a simple post on my account pointed the need to break up HDFC.

Chapter 14B: Just about three months ago a simple post on my account pointed the...

382
Hdfc saga
Chapter 14A: Rs 1 lac per sq feet and the rise of Gurgaon

Chapter 14A: the principle beneficiary and key propagant of the Harshad Mehta scam was Citibank....

381
Hdfc saga
Chapter 13: Diners Club takever and the RBI restriction on Credit Card issuance

Chapter 13: in 2011, the HDFC and Citi networks were interconnected with the equivalent of...

380
Hdfc saga
Chapter 12I: HDFC Bank

Chapter 12I: the single biggest regulatory error of independent India was to allow public deposits...

379
Hdfc saga
Chapter 12H: Nira Radhia tapes have extensive conversations with the Tatas.

Chapter 12H: Nira Radhia tapes have extensive conversations with the Tatas. It is about getting...

378
Hdfc saga
HDFC Bank

Till someone churned the pot, it is something that everyone knew. Yet no one did.Till...

377
Hdfc saga
Chapter 12G: Fall and Rise

Chapter 12G: citi met more than their match in DLF. Their idea here was to...

376
Energy
Chapter 12F: KSS Oil Ltd

Chapter 12F: if you don’t lend money, how do you pay interest to the depositors....

375
Hdfc saga
Chapter 12E: HDFC Bank

Chapter 12E: The rape of rapeseed and the rise of DLF. Ending in the child...

374
Hdfc saga
Chapter 12D: Private Banks are not Bankable

Chapter 12D: Given the status of cybersecurity, global geopolitics and national needs – there is...

373
Hdfc saga
Chapter 12C: 25 years ago I led the team which corporatised BSNL.

Chapter 12C: 25 years ago I led the team which corporatised BSNL. Do we want...

372
Current affairs
Justice Vinod Diwakar

When times are right, wisdom comes from the most unexpected of places. This time it...

371
Hdfc saga
Chapter 12B: Baby fish eats its mother

Chapter 12B: in early 2000, the Rothschild Asia Pac chief made a casual remark over...

370
Hdfc saga
Chapter 12A: Eight years ago, I got a strange call from an IIT Alumnus.

Chapter 12A: Eight years ago, I got a strange call from an IIT Alumnus. His...

369
Hdfc saga
Chapter 11J: Foreign Bank exits India

Chapter 11J: There are two Padma Bhushan’s in Indian banking. KV Kamath of ICICI and...

368
Hdfc saga
Chapter 11i: Foreign Bank exits India

Chapter 11i: the common man rarely understands legalese. They rarely understand who is the acquired...

367
IIT Alumni
IIT Alumni

Aggregation of power and the rise of domination. The late eighties and early nineties marked...

366
Hdfc saga
Chapter 11H: Foreign Bank exits India

Chapter 11H: Cyrus Mistry exit was the ultimate success of the Citi legal ecosystem. By...

365
Social ventures
“System Samajhne Wala Babu” on Every Troubled Board: India Inc’s Favourite Governance Sham

Independent Directors as gig workers. Just like Zomato. Paid per appearance. Like lawyers defending you....

364
Tata saga
Chapter 11G: Foreign Bank exits India

Chapter 11G: In 2010, a writ was filed in the Supreme Court by Ratan Tata...

363
Hdfc saga
Chapter 11F: Foreign Bank exits India

Chapter 11F: How did the infamous Tata Finance become Tata Capital which did the highly...

362
Hdfc saga
Chapter 11E: Foreign Bank exits India

Chapter 11E: To continue on legal luminaire Jagdish Salwan and Justice Shamit Mukherjee. As an...

361
Hdfc saga
Chapter 11D: Foreign Bank exits India

Chapter 11D: For some bureaucrats it doesn’t matter which party is in power. They remain...

360
Hdfc saga
Chapter 11C: Foreign Bank exits India

Chapter 11C: The role of Citi in the Indian judiciary is the kind of stuff...

359
Hdfc saga
Chapter 11B: Foreign Bank exits India

Chapter 11B: The real power of the Citi HDFC duo came from their power over...

358
Hdfc saga
Chapter 11A: Foreign Bank exits India

Chapter 11A: India is not an easy place to do business. For some strange reason,...

357
Deeptech
KYRO

Not a phone.This is the only thing we know for sure is that future wealth...

356
Hdfc saga
Chapter 10C: Change of Guards

Chapter 10C: 2014 was the beginning of the end of the money export industry. It...

355
Hdfc saga
Chapter 10B: Change of Guards

Chapter 10B: in the aftermath of the 2008 meltdown, the PMO had got their best...

354
Hdfc saga
Chapter 10A: Change of Guards

Chapter 10A: There are insiders. And then there are absolute insiders. And then within them...

353
Uncategorized
Chapter 9C: A Compromised Leader

Chapter 9C: words like havala, benami or dabba trading are just Indian words for American...

352
Hdfc saga
Chapter 9B: A Compromised Leader

Chapter 9B: the export of money has been the main corporate objective of the Citi...

351
Hdfc saga
Chapter 8C: Paresh Sukhtankar leaves and Faering Capital rises

Chapter 8C: there is an exit playbook in Citibank. It is akin to joining the...

350
Hdfc saga
Chapter 9A: A Compromised Leader

Chapter 9A: God runs India. The bundle of contradictions called India is beyond the capability...

349
Hdfc saga
Chapter 8B: let me go back to 2008.

Chapter 8B: let me go back to 2008. There was a leadership dispute and one...

348
Hdfc saga
Chapter 8A: what is a fair wage for an employee ?

Chapter 8A: what is a fair wage for an employee ? Does an employee really...

347
Hdfc saga
Chapter 7D: one old Citibank playbook is to merge, demerge, name, rename … back to where you were. And it is all cleaned up.

Chapter 7D: one old Citibank playbook is to merge, demerge, name, rename … back to...

346
Hdfc saga
Chapter 7C: There was just too much happening in 2008.

Chapter 7C: There was just too much happening in 2008. A bunch of engineers in...

345
Hdfc saga
Chapter 7B: NPCI, a clone for discover

Chapter 7B: real estate, bank deposits, insurance and stock markets – this is where middle...

344
AI
Ai can redefine how video content is created

Ai can redefine how video content is created. Twenty five years ago, IIT Alumnus Pawan...

343
Hdfc saga
Chapter 7A: NPCI, a clone for discover

Chapter 7A: Scam of a lifetime. Became a global success story. One that took DPI...

342
Hdfc saga
Chapter 6: Rs 6800 crore profit and the creation of dominance

Chapter 6: I got to see RBI at work very closely in those days. A...

341
Hdfc saga
Chapter 5: Foreign take over of HDFC Ltd

Chapter 5: 2004 marked the start of a ten year term at the centre by...

340
Hdfc saga
Chapter 4: Sabre Capital and sector domination

Chapter 4: sometimes the primary reason you form new teams is because you have a...

339
Hdfc saga
Chapter 3: Rise of a new leader

Chapter 3: leaders are never good or bad. It is the results they generate which...

338
Hdfc saga
A bank CEO is declared not “fit & proper”

A bank CEO is declared not “fit & proper”RBI passes strictures. Bank exits. A fund...

337
Hdfc saga
Chapter 2F: Two servers, not one!!!

Chapter 2F: Two servers, not one!!! And this is something no one ever told you...

336
Hdfc saga
Chapter 2E: the same bad actors across HDFC, L&T, Tatas.

Chapter 2E: the same bad actors across HDFC, L&T, Tatas. And how they created billions...

335
Hdfc saga
HDFC, Citi … and now NSE.

HDFC, Citi … and now NSE.They say once you open a can worms, there is...

334
Hdfc saga
Chapter 2D: Around 1998, the HDFC airship hit turbulent weather.

Chapter 2D: Around 1998, the HDFC airship hit turbulent weather. A new government was about...

333
Hdfc saga
Chapter 2C: By the time, HDFC reached 1993, the contours of a conspiracy were taking shape.

Chapter 2C: By the time, HDFC reached 1993, the contours of a conspiracy were taking...

332
Hdfc saga
Chapter 2B: When the going gets smooth, the founders are dumped.

Chapter 2B: When the going gets smooth, the founders are dumped. When the going gets...

331
Hdfc saga
Chapter 2A: Birth of a conspiracy

Chapter 2A: First and foremost, it is important to note that there is no immediate...

330
Hdfc saga
Chapter 1C: In 1987 whilst in college, I got a modelling assignment.

Chapter 1C: In 1987 whilst in college, I got a modelling assignment. The product was...

329
Hdfc saga
Chapter 1B: Success has many fathers

Chapter 1B: Success has many fathers. And history is not what happened but what historians...

328
Hdfc saga
Chapter 1A: The Birth of a category creating institution

Chapter 1A: The HDFC story can be divided into five phases: 1. The birth of...

327
Hdfc saga
Technology is a levellor

Technology is a levellor. And chartered accountants dont develop technology. They may not even be...

326
Hdfc saga
HDFC, Tatas and L&T are three systemically important, Board run, professionally managed, promoterless company

HDFC, Tatas and L&T are three systemically important, Board run, professionally managed, promoterless company. Of...

325
Hdfc saga
HDFC is a story like no other

HDFC is a story like no other. And it started as a great one. Even...

324
Uncategorized
India fights with no one

India fights with no one. To the best of its ability, it helps everyone in...

323
Hdfc saga
The Untold Unknown story of what happened in HDFC

There is a PR narrative. And then there is reality. And the two rarely meet....

322
Uncategorized
Chairman Departure

Banking is the only industry where you intimidate your customers. And treat both customers (loan...

321
Uncategorized
Brand Prostitution at its very best

Bring in a Parsi – quench a controversy. Bring in a large corporate name –...

320
Learning’s
Freebies

Education is unable to think out of the box. And the box for them is...

319
Social ventures
Vijay Crishna’s

Vijay Crishna’s life is a reminder that you can blend profit, non-profit and art /culture...

318
Deeptech
As salesmanship goes, no one can really beat Nvidia

As salesmanship goes, no one can really beat Nvidia. The narrative is brilliant. Basically they...

317
Others
The creation of HDFC – supposedly as a proxy for a now exited foreign bank

The creation of HDFC – supposedly as a proxy for a now exited foreign bank...

316
AI
The next frontier for ai is consciousness

India can lead in the next frontier for ai – consciousness. Buddhism shows the way....

315
Current affairs
Dubai in the rapidly changing geopolitics of Asia

For India, the Middle East is home to 10 million Indians. And the geopolitics of...

314
Environment
India Can’t Thrive Under Just a Banyan Tree

Indian conglomerates grow horizontally. World leaders are built vertically. Nature intelligence allows for both. The...

313
Deeptech
Big Business is a big failure in tech

There is capacity and capability.Capability has to precede capacity.If not, you are just an intermediary....

312
Public policy
The Supreme Court of India has No Spine

I am neither a lawyer nor a jurist. I understand very little of law. But...

311
Learning’s
Civilisational vs social philosphy.

Civilisational vs social philosphy.After Plato, Atistotle and Arthashastra.We have a vaccum in new thinking. Last...

310
Events
The Voyage of INSV Kaudinya

In God we trust. The rest we verify.Can a 2000 year old wooden boat design...

309
Longevity
Since I have ruled that i am honest, I will now punish you for saying I am not

A serious question of law arises when law enforcement personnel themselves start breaking the law....

308
AI
AI will kill the Education Mafia

Education and healthcare are now controlled by their respective private sector mafias in India. And...

307
Learning’s
Must see and learn how just 10,000 White people ruled more than 250 million Indians

Must see and learn how just 10,000 White people ruled more than 250 million Indians....

306
Deeptech
Data Swaraj for Secure Digital India

Most of our digital data both citizens and Govt are stored in virtual cloud which...

305
Environment
Roots down, shoots up

Roots down, shoots up. So get entrenched in the technology first and then shoot for...

304
Energy
This GO concept EV has no battery, no rotating motor and can take off like a Plane

A class 9 pass car mechanic just demolished the car industry. He repairs luxury cars...

303
Learning’s
Who Should decide what students learn about institutions?

Can a judge pass judgements on his own honesty. Social media and ai are also...

302
AI
Semantic Communications

The current smartphone and mobile network are both dead. As is the need for real...

301
AI
Iran Khodro

Iran and ai. How a car maker spawned an arms ecosystem ? And where it...

300
AI
AI is still a nautanki

Many AI researchers believe that today’s AI systems are still primitive, even though they appear...

299
AI
Can money alone win the AI race?

Can money alone win the AI race? Money is necessary in the AI race—but it...

298
AI
Can carrots alone lead to disruptive inventions

Would high salaries create disruptive ai inventions? Very unlikely. Then why are ai salaries going...

297
AI
A good example for ai learning

A good example for ai learning. The thought provoking question is where do they learn...

296
Current affairs
Why do crowds erupt with joy when their team wins a match

Why do crowds erupt with joy when their team wins a match… but rarely cheer...

295
Public policy
Who is really rich?

Profit is not a fact. It is an opinion.It is designated in a currency.Whose purchasing...

294
Deeptech
Dharma Democracy

It is the rust within which kills the iron.Has BigTech become too big for Trump...

293
Deeptech
Surprising Similarities

Why do many successful non-profits start behaving like deeptech startups? Because structurally, they operate under...

292
Deeptech
Will the next Nobel Prize go to an IIT alumnus?

Go Power Technologies, an Indian deeptech startup was the first in the world to predict...

291
Learning’s
10 Breakthrough Technologies 2026

In an age gone by, MIT was the god of technology. As was Bell Labs...

290
AI
Theoretical capability and observed usage by occupational category

Ai is work in progress. There are a lot of moving parts. And none of...

289
AI
Advancing Edge AI in india

For years the AI conversation has been dominated by large models running in massive cloud...

288
AI
Who is next for brain implants?

The “roborat” went live in 2002. It was built by a young doctor from Bombay...

287
AI
Your Private Moments, Monetized

This involves three actors – Jio, Google and Meta – and you. Google whose ai...

286
AI
OpenAI and Anthropic

OpenAI and Anthropic have been spreading the notion that AGI will emerge from ever larger...

285
AI
Open ai and Anthropic are like Android and iOS

Open ai and Anthropic are like Android and iOS. But these guys have both got...

284
Deeptech
BigTech are these a case of criminal breach of trust

My question to every self respecting, unbiased and competent judge, “why haven’t suo moto proceedings...

283
Learning’s
University Closed due to Bankruptcy

There are 184 engineering colleges in NCR. Several call themselves as Universities. Including many run...

282
Learning’s
The concept of a university is now redundant

McDonald started the Hamburger University. And they made the world sick. Because they didn’t understand...

281
Press coverage
Vices end up being the governments best friend

Vices end up being the governments best friend. And a great source of income. But...

280
Others
Is “Presence” Becoming Machine-Legible Capital?

Is “Presence” Becoming Machine-Legible Capital? Even without consciousness, can Ai develop intuition. Or is it...

279
Social ventures
PM-USHA Sponsored International Conference

Some thoughts churn the pot. Is Your Attention Property? Is it a crime to steal...

278
IIT Alumni
Will String theory help solve the biggest inconsistency in western science

IIT Alumni meets are the ultimate superfood for a techies brain diet. This meet was...

277
Venture capital
India must manufacture GAS INSULATED SWITCHGEAR (GIS)

India’s electrification ambitions are limited by -The Grid. It still runs on 100 year old...

276
AI
Say No to Jobs

AI is creating an urgent need to reinvent jobs. Stop celebrating “Make in India” when...

275
Deeptech
Focusing on enhancing human capability makes more sense than joining the AI bubble

For over a century, we believed intelligence peaks early and declines inevitably. That assumption seems...

274
Social ventures
India’s Capital Markets are set to Explode

By 2030, total fund raise on the Indian stock exchanges may touch Rs 350,000 crores....

273
AI
A lot of people assume the next AI giants will be today’s BigTech.

A lot of people assume the next AI giants will be today’s BigTech. That assumption...

272
AI
Rent a Human

Humans as an API call for AI.Surprise winner of the IIT Alumni Council’s hackathon announced...

271
AI
OpenAI Strikes deal with pentagon hours after trump admin bans Anthropic

Bailouts come in various flavours. Less than a week ago, I had made the following...

270
Venture capital
Bridging Academia & Industry to Empower

Does the audit profession need reinventionIs post mortem analysis meaninglessIn business moving at the speed...

269
Social ventures
Do you want this job even if there is no salary?

I have been on all kinds of selection boards. It doesn’t matter what role.There is...

268
Venture capital
India’s only 99 year AIF completes 25 years

It takes a lifetime to build competence.Venture Capital doesn’t move as fastAs a lot of...

267
Deeptech
Go power – Charge Thru

Drive thru becomes Charge Thru.Wire free EV chargers : 3 minsGo Powers architecture changes all....

266
Social ventures
Solving for air pollution

Air quality management CANNOTbe a govt monopoly. Govt needs competition. Not criticism. Today was my...

265
Social ventures
Victors in Market Capitalization

The Post-WWII Development Playbook.How Apple & Google got to the top.And why they won’t remain...

264
Social ventures
Who do you back- the lucky or the talented

As an investor which fund do you invest in.Past returns may be talent or just...

263
Uncategorized
GO intracity solar airconditioned bus

GO intracity solar airconditioned bus.Is the size and comfort of a luxury car.Runs door to...

262
Deeptech
Kodoy

Transport ai is set to redefine transport.Both for navigation and routing.Google maps is just not...

261
Social ventures
Board of Peace

Trumps ability to hog headlines.Is really impressive. He has learnt.The worse the news, more the...

260
Deeptech
State Transport Corporations: Past their lifespan

Attempts to revive STCs have failed.Electric buses for intra city don’t work.GCC type model didn’t...

259
Social ventures
GO India Research findings

GO India Research findingsElectric buses are not suitedFor intra city transportation The GO India Public...

258
Social ventures
Behind every fortune is a long struggle

Behind every fortune is a long struggle.They learn to avoid uncertainly.And this makes them capacity...

257
Social ventures
India’s IAS Intake Reduction in the 1990’s: A reform choice, Not a mistake

Will ai permit resizing of the governmentJust like computerisation did.Downsizing made India what it is...

256
Social ventures
Official Strategic Plan of U.S. State Dept

This isn’t a foreign policy document.It is a wake up call for all.But is it...

255
Venture capital
One ran a country like an economy

One ran a country like an economy.He runs it like a leveraged company.Manmohan Singh vs...

254
Social ventures
On a lighter vein ….. see this meme

On a lighter vein ….. see this memeIt signals that geography is historyAs are territorial...

253
Social ventures
The next green revolution

Population scale impact : climate changeRevolutionising tree growing: deeptechScaling up massively: independently. We all take...

252
Social ventures
This is not good news

U.S. bond yields may explode in 100 daysAt which point USD would cross Rs 100This...

251
Deeptech
Free energy is now possible.

Free energy is now possible.Provided we eliminate govt discomsWithout free energy, freedom is at stake....

250
Deeptech
In AI, you don’t bring the well to the thirsty

Reinventing telcos and data centresIs critical for ai resilience.Data should not move to a central...

249
Deeptech
Forget Funding, Don’t hire anyone

Ai hasn’t killed just banks and big4It will also destroy venture capitalFrugality eliminates the need...

248
Deeptech
It No Longer makes sense to build a Big4 Challenger

The Big 4 aren’t too big to fail.They’re too human to matter.Creating another dinosaur to...

247
Hdfc saga
NABARD vs HDFC4

NABARD vs HDFCRural Prosperity vs Urban MiseryOur scant capital cannot be frittered away. As a...

246
Hdfc saga
Systemic stress creators have to be split in time

Hdfc’s immediate breakup is highly desirable.With 98% of deposits distributed as loansIt is a systemic...

245
AI
Will the next wave of AI come from here?

After death, technology is THE leveller.Someone is making a bullet right now.With your name on...

244
Social ventures
Brain gain doesn’t actually happen

It’s not about patriotism.It’s about systems for scientists.We need to export people, not import. Recently...

243
Deeptech
Dentsu

Ai driven collapse of big businessDentsu is not the last. Will repeat monthly.And then daily....

242
Social ventures
Independent yet Coordinated

Why do swarm of birds not clash in flight.There is apparently no interconnection.Is there a...

241
Deeptech
Mintuition

Machine intuition is emotional aiMintuition use cases in the real worldAi is finally what Ai...

240
Social ventures
Can AI develop consciousness

Can ai develop consciousness.And have intuition with super intelligence.In such a world, what would humans...

239
Social ventures
Cerebras AI Chips

The global GPU sweepstakes.India has to standardise an architecture.Else cartels will take over. Today was...

238
Social ventures
Are we putting cart before horse in AI

Ai leadership is a great laudable goal.But where does India start.We seem to have got...

237
Social ventures
Are outliers set to change the landscape

Are outliers set to change the landscapeDo we need to address our biasesHas tomorrow already...

236
Uncategorized
Telecom Ecosystem VS Three-Tier Distributed Data Ecosystem

Telco networks have to be reinventedUsing existing telco networks for aiIs akin to using copper...

235
Social ventures
Ayurveda Revisited. Bootstrapped.

Ayurveda Revisited. Bootstrapped.Global market leader – AshwagandhaAnother chemical engineer at work Since the IIT Alumni...

234
Social ventures
Tie Global Jaipur vs MGC Jodhpur

Tie Global Jaipur vs MGC JodhpurMGC wins hands down.Jodhpur joins the race for startup hub....

233
AI
Who will win in the AI age

Who will win in the AI ageAmerican model of Venture CapitalismOr Indian model of real...

232
Social ventures
Ai is not the end of jobs

Ai is not the end of jobs.It is the end of capitalism.Star Wars era doesn’t...

231
Social ventures
Maheshwari Global Convention

The new look of philanthropy.Nation building communities like IITiansKnit by commonality and prosperity. Today is...

230
Social ventures
Kubernetes Cost VS Prana Cost

Kubernetes is the weak linkIt is ubiquitous and limiting. For frugalityKubernetes has to be substituted....

229
Social ventures
Kubernetes VS Prana

Unless you build a new foundation.Doing more of a wrong thing will notTake us to...

228
Social ventures
Five key industries in the AI age

No job is ai resilient. Jobs are dead.But work if you must, join a companyIn...

227
Social ventures
Ambani model of Acquisition is now the AI Global best practice

Ai has unleashed funny timesRegulators have no clue how to regulateAi is pure talent, capital...

226
Uncategorized
No one is going to invade Germany

The Venezuela momentMay not happen in Europe. But onlyBecause they are not worth acquiring. Volks...

225
Uncategorized
India AI startups resist centre’s plan to seek equity for support

Are businesses being setup.Just to capture grants or subsidies.Rather than to win the AI race....

224
Uncategorized
Rajasthan won’t win ai but MP can.

Rajasthan won’t win ai but MP can.Ai impact is getting understoodBut its architecture is far...

223
Uncategorized
Rajastha Digifest

Over eager but well meaning govtsAre we inadvertently following Silicon GlenIn state after state. Refusing...

222
Uncategorized
Disruption of Innovation

Buy merit vs sell educationDegrees that need an annual upgradeLive vs static degrees Life was...

221
Uncategorized
Beating the world best through innovative business models

To beat the best, you need new thinkingFrugality index is one conceptBreaking govt monopoly is...

220
Uncategorized
Disclosure on life of goods is critical for sustainability

Cheap goods have a short useable life.Chinese and Korean goods don’t last.So they cost much...

219
Uncategorized
LG IPO Proceeds

IPO proceeds should not be exportedSebi should not have allowed LG OFSIt is a direct...

218
AI
IT is different from AI

IT is different from AIIncumbency makes migration difficultIndia’s AI leaders will not come from IT...

217
Uncategorized
Why did China get ahead of india in AI in spite of India’s leadership in IT services?

Govt has no role in ai leadershipAll they can do is protect dataAnd that is...

216
Uncategorized
75 years of IIT

IIT cohorts across decadesTell a different story about migration.Ai is an inflection point in the...

215
Uncategorized
A IIT or IIM grad usually chose a job

A IIT or IIM grad usually chose a jobEither overseas or for a MNC in...

214
Uncategorized
AI goes way beyond just throwing money

Ai goes way beyond the American rhetoricMoney is necessary, not sufficientTwo startups are way ahead...

213
Uncategorized
Indians took pride in working for invaders

Indians took pride in working for invadersTo the detriment of India and IndiansAi amplifies the...

212
Uncategorized
Megatrends shaping the new world order

Combined impact – ai, climate, longevityPositions India uniquely in the new orderMegatrends seem to favour...

211
Uncategorized
AI will kill discoms not just telcos

The Internet disintermediatesBut ai destroys. Ctrl + alt + delAi is forcing a system reset...

210
Uncategorized
Spectrum is no longer relevant

NextGen telco doesn’t need any spectrumCordless and not wireless is the futureWhen hierarchy dies, networks...

209
Uncategorized
Computing without a computer

Computing without a computer Is the death knell for Android & Apple As well as...

208
Uncategorized
Gates Foundation : Friend or Foe

Gates Foundation : Friend or FoeThe curious case of philanthropic enemiesAi as a cloak to...

207
Uncategorized
Incumbency is a Liability for Airtel and JIO

Ai impact is massively underestimated As is the impact of bitcoin and cryptoSuper intelligence in...

206
Environment
Do you carry a cow to office to drink milk

Do you carry a cow to office to drink milkBut that is pretty much the...

205
Uncategorized
In Hardware for AI, the winner won’t take it all

The valuation sweepstakesDon’t translate into revenueProjections are mostly delusional More fiction is written in excel...

204
Uncategorized
Entrepreneurship is all pervasive

Indian entrepreneurshipDon’t need idea or capitalJust get a govt job – and grow rich The...

203
Uncategorized
Toxic air spares no one

Delhi emergency. Start with measurement.Follow through with diagnosisOnly then will we get to a cure....

202
Uncategorized
The Global Economy

GDP is an obsolete metricThe real value creation and additionWill happen in the Megaspheres Statistics...

201
Deeptech
Inventions happens when they are meant to

It is mathematically impossibleTo predict the future. What we can doIs a better job of...

200
Uncategorized
Toxic air is here to stay

Delhi air is killing peopleCorrection is a long term pathFor now, use ayurveda to survive...

199
Uncategorized
Casualty of AI

15,00,000 students are preparingFor a profession that is obsolete.CA full form should be “casualty of...

198
Uncategorized
AI cannot violate Natural Intelligence

AI cannot violate Natural IntelligenceGreen chemistry principles holdBiomimicry is the key. My nature guide and...

197
Uncategorized
NVIDIA

Hardware sensitive algorithms redefine aiThey also take away traditional logicLast month everything changed. November and...

196
Uncategorized
Frugality index set to explode with AI

Frugality index better measure than PPPPPP measures relative cost of burgersFI measures cost of developing...

195
Uncategorized
Regulate have to separate products from services else indians will be denied of ai gains

Number One Rogue TechnologyMonopoly proserve providers Can slow down Indian progress. The biggest risk for...

194
Uncategorized
AI for development

BharatGen will win only ifWe have our own middlewareTo own our own customers. My favourite...

193
Uncategorized
Should Nuclear reactors be ubiquitos

Whilst we argue about aiNuclear reactors are set to explodeMaking free energy very possible Saudi...

192
Uncategorized
Fundamental laws don’t change

Fundamental laws don’t change.You cannot violate them.And then hope to thrive. In venture capital, the...

191
Uncategorized
Green and AI are disrupting all business

Ai by itself is not that powerfulIt is green that makes it lethalAi + green...

190
Uncategorized
What do kids if IITians study now ?

The worlds most affluent alumni groupDoes not send their kids for a MBAOr even for...

189
Uncategorized
Contract Research is the next big wave.

Contract Research is the next big wave.And India can prepare for the boom.With a potential...

188
Uncategorized
Air Pollution Report

If only money could solve all problems !!!We would be breathing clean air.ITC is showing...

187
Uncategorized
Nuclear is cheaper, greener, indigenous

Nuclear is cheaper, greener, indigenous And it can be distributedThe nuclear bill changes everything Thirty...

186
Uncategorized
Metabolic health and climate resilience

Metabolic health and climate resilienceHigh AQI similar to diabetesLeft untreated, will need amputation No one...

185
Uncategorized
Flooding and AQI fall

CRP AI completes first runGurgaon floods and Delhi AQI connectedRoot causes have to be addressed...

184
Uncategorized
Semiconductor Ecosystem is non trivial. Only Startups can deal with it

Tatas can’t do semiconductorsEveryone can’t do everythingSubsidy has to be used prudently Traditional business groups...

183
Uncategorized
Valley of Death

Riding through the valley of death to buildThen crossing the chasm to sellIf this is...

182
Uncategorized
Science is never a Bubble

Bharat Gen is sovereign backed scienceStructured as a grant funded non-profitScience is never ever a...

181
Uncategorized
When the student is not ready, Teacher can do little

The big problem with ai is What can I do with it That is what...

180
Uncategorized
Finance with Sharan

Ai is what ai doesMy 100 hour search for 10 new use casesRedefining speed :...

179
Deeptech
AI race has just begun.

The ai race has just begun.America was first off the start line.BharatGen has now put...

178
Uncategorized
BharatGen

Nov 9, 2024. TCS R&D Centre, PuneIndia had no LLM, and no path to a...

177
Uncategorized
No sensible investor should invest in a tender dependent business

Tenders are not about price discoveryBut a certification of fake accountsNot one company claims bribery...

176
Uncategorized
To get married you need a willing partner, not fundamentals

Fundamentals don’t matter If counter parties don’t care Koxoy may disrupt insurance. Two startups –...

175
Uncategorized
Why Only Startups Promoted by Kids

Summarise Indian Vc learning Fund kids addressing high TAM Ignorance gives confidence The first VC...

174
Uncategorized
Boards of Directors

Role of Boards In the context of Indigo Fit & proper to be revoked Indigo...

173
Uncategorized
The Indigo PR narrative is flawed

Regulators have to handcuff cartels Else market failure will persist Proprietorial control is not practical....

172
Uncategorized
Techie families

Techie families Redefine content and class Creating a new caste among castes. Like every other...

171
Uncategorized
Digipin

End of Google Maps stranglehold BharatGen to help create India Maps Digipin decimates Google monopoly...

170
Uncategorized
IITB Research & Innovation Ecosystem

Translating research into innovations Contracting research for innovation Commercialising innovation The obvious is rarely obvious...

169
Uncategorized
Big Tech is Evil

Mega cos are bad news Efforts like BharatGen are critical Innovation must access capital Google’s...

168
Uncategorized
Risk of Death – VACCINES VS. DISEASES

Vaccine as annuity business Regulatory capture without basis It took guts to call it out....

167
Uncategorized
AI is everywhere but where is the opportunity

Ai opportunity is misunderstood Its impact is understated Paradigm shifts are difficult Ai is not...

166
Uncategorized
India’s AI Challenge

India’s AI Challenge Affordable ai for real applications Bharat Gen is our only option AI...

165
Uncategorized
George Bernard Shaw on AI and pin making

BharatGen Ai is fundamentally different. It is not about making us more productive But about...

164
Uncategorized
Four Mega Startups Target shift from India 1 to Global 1

Four Mega Startups Target shift from India 1 to Global 1 IIT Bombay get set...

163
Uncategorized
Job or Startup – 2026

Job or self employed or govt Is now Job or startup It is a delight...

162
Uncategorized
The Largest Infrastructure buildout in human history may at best slow down the climate crisis

National Climate Innovation Fund Any amount is too low yet unaffordable Unless we can make...

161
Uncategorized
CAG Audit

Collapse of the CAG We have no clue about our solvency As a central govt...

160
Uncategorized
You cannot throw more money

You cannot throw more money and men to get a baby out in 9 days...

159
Uncategorized
1500 years of shipping from Ujjain to Germany

Historians are still relevant Even if geography is history. History should not be forgotten IIT...

158
Uncategorized
Modular 1 MW OCP Cluster

Dilutional Refrigeration Water cooled chipsets Quantum, AI and cryogenic shipping During the gold mining boom,...

157
Uncategorized
Mumbai Alumni Connect 2025

IIT Alumni Meets Technology hobbyists at a meal. AI can’t match them Around the world...

156
Uncategorized
USA or China or India is not the Largest Country

As territorial boundaries lose importance. USA is no longer the largest economy Nor are India...

155
Uncategorized
RDI fund of Rs one lac crores

The quest for relevance Talent without capital Countries without land The MegaSpheres initiative of the...

154
Uncategorized
A Multipolar World where Technology is the only Sustainable Advantage

Technology is the only power Frontiers are cleantech, health and ai Dual use technologies are...

153
Uncategorized
Advent of cement heralded the end of heritage buildings

“design life” certification is critical Cement is fast but doesn’t last Use and throw culture...

152
Uncategorized
Tata Trusts = Turmoil

Trust without trust Vijay Singh names the trio What happens next ? Vijay Singh finally...